Insure multiple pets for a marvellous discount
Insure your furry friends together with Napo and save 15%. Plus, choose cover for each pet and still get your multi pet discount.
Rated 4.6 · 2448 reviews
We've got tails wagging!
Making pet insurance for multiple pets easy
Free vet video calls
You can get free, unlimited, 24/7 video calls with UK vets and behaviourists. So you can always get expert help.
Fast fuss-free claims
Our simple claims process is quick, easy and all online. Read how to claim here.
Low excess
We have a low standard excess charge of £99 per condition, per year. No matter your policy.
Multipet insurance with individual cover
We always say “the more the merrier”, and it’s definitely true with pets. You start with one, and before you know it, there’s three cute critters calling your house home!
That’s why we offer a multipet discount of 15% if you want to insure more than one pet with us. This helps to keep your premium costs affordable, even with a house full of four-legged friends!
You can even pick the cover that’s “pawfect” for each of your pets and change your cover limits anytime in your dashboard. You can still get our 15% multi pet discount, even though each pet has an individual policy, with their own individual policy limit.
So whether you’re looking for multiple dog insurance, multiple cat insurance, or a mix or both, we can insure all your mutts and moggies together and save you money.
Chat to a vet, whenever you need them
We also offer a new vet portal, which allows vets to make a claim on your behalf, and we can pay your vet that way too. If your vet is happy to use our vet portal, all you need to do is give them your Napo policy number. Your vet will then make a claim for you, and we’ll send the payments straight to them.
We've got you covered for:
Accident and illness
If your pet gets poorly, we’ll cover vet treatment. That includes tests, surgeries, hospitalisation, medication, and more.
Dental work
We’re one of the only insurers to cover dental illnesses, including tartar removal and extractions.
Complementary treatment
Such as physiotherapy to help mend a torn muscle, or treatment to relieve general aches, pains, and stiffness.
Behavioural treatment
To stop bad habits like excessive grooming, or helping pets feel less anxious when you’re not there.
Travel and holidays
We include travel cover in case your pet needs to see a vet abroad, or you have to extend or cut a trip short because of your pet.
Emergency boarding
Covering the cost of putting your pet into a kennel or cattery if you need to go into hospital and can’t look after them.
Finding a missing pet
If your pet goes missing, we’ll pay advertising costs and the reward.
Third party liability
If your dog injures someone or damages property and a claim is made against you (but these breeds aren't covered).
What customers think about Napo
Rated 4.6 · 2448 reviews
Deniz was incredible with my claim! Her follow up is better than some huge financial companies. Very impressed!
Rebecca little
Decided to try Napo to insure my first dog!.. Early days but off to a perfect start with issues regarding alterations to my policy. Thankyou!
Mrs Katherine Blair
I had some problems when was signing up my pets. I spoke to the online customer service. The person was so friendly and patient. would asked me to see if the work he/she did was helpful. I felt very pleased.
shu
I was a little skeptical to insure my dogs with a new Company, however I am so pleased that I did. My dog encountered a problem which Napo dealt with in a very professional and efficient manner, always being extremely courteous and answering mail and questions very quickly, therefore I have no hesitation in recommending them, indeed I already have to two of my Canine Friends,.
Mrs J Gittins'Pop
Really good value for great level of cover, also like that you have access to an online vet 24/7 at no additional cost or detriment to your policy. So far so good.
Kirsty Ogden
Right, So when I took my policy out there was no reviews about claims so here is mine. My Mini Dachshund managed to hoover up some raisins in the woods on our walk. It looked like somebody had scattered trail mix on the floor and raisins being blended in with the mud I didn't see them! (Which is annoying when you do everything you can to make sure your dog is safe and well). Instantly googled for advice and called my vet who wanted him in within the hour for a sickness injection, they also gave him some activated charcoal and advised bloods in a couple of days. Obviously I agreed as I just wanted to make sure he was OK! The next day I put my claim in and heard back instantly saying they would request my vet notes. Annoyingly it took my vets over two weeks to send these but that is no fault of Napo. However what was excellent was during these two weeks I was emailed every two days and although there was no progress from my vet I was still informed. Finally my vets sent what they needed to, on 10th March I was notified Napo would now work on my claim. Today (25th March) I've woken up to my money back. I honestly couldn't fault the service especially being kept in the loop every two days when there was no progress from my vet. Much better than just submitting a claim and hearing nothing then having to chase it up myself. I gave 4 stars because I am unsure if my policy quote will rise next year with now claiming, time will tell, I will update on this when the time comes but incase anybody else is out there searching all corners of the Internet for decent pet insurance company! Definitely reccomend taking a policy out.
Emma
Frequently asked questions
Does pet insurance cover multiple pets?
Yes, pet insurance can cover multiple pets, but you can’t insure all your pets in one policy. A single pet insurance policy can only cover one pet. So one pet insurance provider can cover multiple pets, with each pet having a different policy.
How do I get a multiple pet insurance quote?
Here’s how to get a multi pet insurance quote from Napo.
- First you’ll need to get a quote for one pet.
- At the bottom of the form where it asks “would you like to add another pet?” click the yes button.
- Fill in the details for your next pet.
- Repeat these steps for as many pets as you want to add.
Once you’ve submitted all your pets details, we’ll give you a quote. You can compare our four cover limits and the monthly cost of each. The multi pet discount will already be applied to your quote, so you don’t need to worry about doing any maths yourself!
How do I get my multi pet discount?
If you’re a new customer and want to get your discount for insuring multiple pets with us, simply get a quote. At the bottom of the form, click the yes button when asked if you would you like to add another pet. We’ll automatically add the discount to your quote, and you can choose if you’d like to purchase cover with us.
If you’re already a customer and would like to add a pet to get our multiple pet insurance discount, please contact one of our customer champions.
Do I need to insure different kinds of pets to get the multi pet insurance deals?
You can get our multi pet discount as long as you buy cover for multiple pets. Our multi pet cover applies whether you're buying dog insurance, cat insurance, or a mix of both.
So it doesn’t matter if you're looking for multi dog insurance, multi cat insurance, or a mix of the two. You'll still get a discount as long as you insure more than one pet with us.
Can I compare multi pet insurance?
Napo provides four different cover levels. You can compare our different policies by getting a multi pet insurance quote. If you want a multi pet insurance comparison of Napo against other insurers, you can do so on a price comparison website.
Does multi animal pet insurance offer lifetime cover?
It depends on your insurance provider. With Napo, every policy offer lifetime cover. So whether you’re insuring one pet, two, or two dozen, our multiple pet insurance cover will keep them protected for life. As long as their policies are active.
Can you have multiple pet insurance policies?
Yes, you can insure more than one dog with us. You can also insure multiple cats with Napo. Or insure loads of both! You'll get a 15% multipet discount no matter what kind of pet you insure.
Just remember each pet will have to have a separate policy. But that means they have their own individual cover limit!