Pet insurance that includes dental.
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Comprehensive pet insurance that covers dental

Napo offers comprehensive pet insurance that covers dental, as standard. Now that’s something to smile about!
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Napo can protect your pet from tooth to tail

The photo shows a close up of a Border Collie smiling at the camera.
We know that despite dental procedures are some of the most common treatments for dogs and cats, finding pet insurance that covers dental can feel like pulling teeth. And even the providers that include pet dental coverage, often don’t include cover for illness. 
That’s why we offer comprehensive pet insurance that covers dental work for your furry friends. 
All Napo policies include dental cover for accidents and illness. We also provide cover for procedures that most insurers miss out on, like a veterinary scale and polish, or extractions. We’ll cover them if they have been recommended by your vet to treat illness.

Try pet insurance with dental plus

Free video vet appointments

You can get free, unlimited, 24/7 video calls with UK vets and behaviourists. So you can always get expert help.

Fast, fuss-free claims

Our simple claims process is quick, easy and all online. Read
how to claim here
.

Low excess

We have a
low standard excess charge
of £75 per condition, per year. No matter your policy.

We've got you covered for

Accident and illness

If your pet gets poorly, we’ll cover vet treatment. That includes tests, surgeries, hospitalisation, medication, and more.

Dental work

We’re one of the only insurers to
cover dental illnesses
, including tartar removal and extractions.

Complementary treatment

Such as physiotherapy to help mend a torn muscle or treatment to relieve general aches, pains and stiffness.

Behavioural treatment

To stop bad habits like excessive grooming, or helping pets feel less anxious when you’re not there.

Travel and holidays

We include
travel cover
in case your pet needs to see a vet abroad, or you have to extend or cut a trip short because of your pet.

Emergency boarding

Covering the cost of putting your pet into a kennel or cattery if you need to go into hospital and can’t look after them.

Finding a missing pet

If your pet goes missing, we’ll pay advertising costs and the reward.

Third party liability

If your dog injures someone or damages property and a claim is made against you.

Death and loss

We’ll support you through loss by providing bereavement counselling, as well as covering the costs of cremation and more.

Is dental covered under pet insurance?

Many pet insurers don't offer dental. Even pet insurance with dental cover may only protect your pet’s teeth in cases of accidents, not illness. That means any preventative or elective treatments your pet needs might not be included within your policy.
At Napo, we think comprehensive cover should be
truly
comprehensive. That means including dental treatments. Our pet insurance includes dental as standard.
As long as your pet has had a dental check up in the last 12 months, we’ll cover any treatment recommended by a vet, as long as veterinary treatment is given within 3 months.
We also think prevention is better than cure. That's why our pet dental insurance can include procedures like a veterinary scale and polish, which most insurers may not pay for.
So whether you’re looking for dog insurance with dental, or cat insurance with dental, we’ve got you covered.

What our customers think about Napo

FAQs about pet insurance dental coverage

Why is dental care important for pets?

Our pets use their mouths like we use our hands. They’ll lick, chew, or nibble their way through the world. Not only that, but strong and healthy teeth are vital for your pet to be able to eat! 
We all know how rotten life is with toothache. And no dog or cat will want to eat or play a lot with a sore mouth. 
But our furry friends can’t tell us when they’re in pain, and have to eat to survive, so they will try to keep eating even if their teeth or mouth hurts. That’s why it’s important to have your pet’s dental heath checked regularly.
Not only that, but severe dental disease can lead to
other illnesses
. Which makes looking after your pet’s teeth and gums essential to protect their overall health and wellbeing.
Because we know dental health is vital for your pet’s overall health, we think it’s important to cover it. That’s why all our pet insurance policies include dental cover.

Is dental covered under pet insurance?

Many pet insurers don't offer dental. Even pet insurance with dental cover may only protect your pet’s teeth in cases of accidents, not illness. That means any preventative or elective treatments your pet needs might not be included within your policy.
At Napo, we think comprehensive cover should be
truly
comprehensive. That means including dental treatments! Our pet insurance includes dental as standard.
As long as your pet has had a dental check up in the last 12 months, we’ll cover any treatment recommended by a vet, as long as veterinary treatment is given within 3 months.
We also think prevention is better than cure. That's why our pet dental insurance can include procedures like a veterinary scale and polish, which most insurers may not pay for.
So whether you’re looking for dog insurance with dental, or cat insurance with dental, we’ve got you covered.

Why doesn't pet insurance cover dental?

Some pet insurers won’t cover dental work, and often don’t explain why. Usually, it’s because dental treatments like teeth cleaning are seen as routine or preventative, which insurance typically won't cover.
Regardless of why other insurers won’t cover dental care, Napo is different. Our pet insurance includes dental cover, as standard. So no matter what policy you buy, you’ll be able to protect your pet’s teeth against accidents and illness.

Which pet insurance includes dental?

Napo pet insurance includes dental cover as standard. Depending on the policy you have, you will get
£1000
or
£2000
per policy year towards dental cover.
All Napo pet insurance covers dental treatment, as long as your pet has had a dental check in the last year, and any treatment is given within 3 months of your vet’s recommendation.
Your pet’s annual dental check doesn’t need to be a specific check-up. Just ask your vet to check your dog or cat’s teeth as part of their annual health check. (Or whenever you’re next at the vets.) Just like a human check-up, this helps to spot problems early.

Does pet insurance cover dental extractions?

Whether or not your insurance includes extractions will depend on your provider and the policy you buy. However if you’re with Napo, your pet insurance covers dental extractions as standard.

Does pet insurance include dental cleaning?

Many insurers won’t cover professional teeth cleaning, or a scale and polish, because they see this as a routine or preventative treatment. 
But here at Napo, we think prevention is better than the cure. That’s why our pet insurance includes dental cleaning, as long as it is recommended and performed by a vet to treat an illness.
A veterinary scale and polish must be performed under anaesthetic. Because of this,
it can cost
anywhere between
£250 to £450
. Having pet insurance that includes dental cleaning can save you money and save your pet from toothache.

Will pet insurance cover dental surgery?

We can’t speak for all pet insurance, because we know every provider is different, and the policies they offer vary. But here at Napo, we do offer pet insurance that covers dental surgery.
To be more specific, we will cover any dental treatment that’s due to an accident or illness as long as it is recommended and performed by a vet. That includes veterinary teeth cleaning, root canals, and extractions.
We just ask that your pet has had a dental check in the last 12 months. And that when a vet prescribes a treatment, it’s given within 3 months of that recommendation. (You’d not want to be left with a toothache for longer!)

Is dog dental insurance worth it?

We think it’s always worth protecting your pet’s teeth. Dental disease, like any painful condition, can impact your pooch’s quality of life. Plus, teeth don’t heal themselves if they’re damaged. That’s why we think it’s essential all our policies include dental cover for dogs (and cats!)
If you own a dog, you’ll know better than anyone that a dog uses their mouth for everything, not just eating. But
87% of dogs
are affected by periodontal disease
(dental disease) by age 3. 
Dental disease can lead to inflammation, sore mouths, severe toothache, tooth loss, and even “osteomyelitis” which is damage or infection to the jaw bone.
We know having dog dental cover is worth it because good dental health will help to keep your pup happy and healthy in general. It also means sore teeth and gums won’t get in the way of how your puppy feels, eats, or plays.
Plus, dental treatments can be costly, (like any vet bills.) For example, removing one of your dog’s teeth can cost
between £300 and £1000
in vet fees. Having dog insurance that covers dental will mean you can save your pet from toothache, without breaking the bank.

Is cat dental insurance worth it?

Cats use their mouths all the time to eat, play, and groom themselves. It’s worth protecting their teeth and oral health with cat insurance with dental cover, so they’re never left with toothache.
85% of cats
over 3 years old suffer from dental problems.
But
treatment can be expensive
, such as 
£300
for a cat’s scale and polish, or up to to
£800
for an extraction. Ouch!
But, Napo’s got your back, and our policies all provide cat dental insurance so you can keep your cat’s teeth clean and healthy.

Want comprehensive pet insurance with dental included?

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