Pet insurance that includes dental. Get your quote now.

Comprehensive pet insurance that covers dental

Napo offers comprehensive pet insurance that covers dental, as standard. Now that’s something to smile about!
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We've got tails wagging!

Try pet insurance with dental plus

Free vet video calls

You can get free, unlimited, 24/7 video calls with UK vets and behaviourists. So you can always get expert help.

Fast fuss-free claims

Our simple claims process is quick, easy and all online. Read how to claim here.

Low excess

We have a low standard excess charge of £99 per condition, per year. No matter your policy.

Napo can protect your pet from tooth to tail

We know that finding pet insurance that covers dental can feel like pulling teeth. And even the providers that include pet dental coverage, often don’t include cover for illness.
That’s why we’re offering comprehensive pet insurance that covers dental work for your furry friends.
All Napo policies include dental cover for accidents and illness. We also provide cover for procedures that most insurers miss out on, like a veterinary scale and polish, or extractions. We’ll cover them if they have been recommended by your vet to treat illness.

Is dental covered under pet insurance?

Many pet insurers don't offer dental. Even pet insurance with dental cover may only protect your pet’s teeth in cases of accidents, not illness.
At Napo, we think comprehensive cover should include dental. All our policies include up to £2000 dental cover for accidents and illness.
As long as your pet has had a dental checkup in the last 12 months, we’ll cover treatment recommended by a vet. As long as treatment is given by a vet within 3 months, and it isn't for a pre-existing condition or crown.
So whether you’re looking for dog insurance with dental, or cat insurance with dental, we’ve got you covered.

We've got you covered for:

Accident and illness

If your pet gets poorly, we’ll cover vet treatment. That includes tests, surgeries, hospitalisation, medication, and more.

Dental work

We’re one of the only insurers to cover dental illnesses, including tartar removal and extractions.

Complementary treatment

Such as physiotherapy to help mend a torn muscle, or treatment to relieve general aches, pains, and stiffness.

Behavioural treatment

To stop bad habits like excessive grooming, or helping pets feel less anxious when you’re not there.

Travel and holidays

We include travel cover in case your pet needs to see a vet abroad, or you have to extend or cut a trip short because of your pet.

Emergency boarding

Covering the cost of putting your pet into a kennel or cattery if you need to go into hospital and can’t look after them.

Finding a missing pet

If your pet goes missing, we’ll pay advertising costs and the reward.

Third party liability

If your dog injures someone or damages property and a claim is made against you.

What customers think about Napo

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Frequently asked questions

Why is dental care important for pets?

Dental care is important for your pet's overall health and wellbeing.
Firstly, our pets use their mouths like we use our hands. They’ll lick, chew, or nibble their way through the world. Not only that, but strong and healthy teeth are vital for your pet to be able to eat!
We all know how rotten life is with toothache. And no dog or cat will want to eat or play with a sore mouth. 
But our furry friends can’t tell us when they’re in pain. They also have to eat to survive. So they will usually try to keep eating, even if their teeth or mouth hurts. That’s why it’s important to have your pet’s dental health checked regularly by a vet.
Not only that, but severe dental disease can lead to other illnesses. This makes looking after your pet’s teeth and gums essential to protect their overall health.
Because we know dental health is vital for your pet’s overall health, we think it’s important to cover it. That’s why all Napo pet insurance policies include dental cover.

Is dental covered under pet insurance?

Whether dental is covered by your pet insurance depends on your provider. Many pet insurers don't offer dental, or they may only protect your pet’s teeth in cases of accidents, not illness.
At Napo, dental is covered under all of our pet insurance. All our policies include dental cover for accidents and illness.
So as long as your pet has had a dental checkup in the last 12 months, we’ll cover treatment recommended by a vet. As long as vet treatment is given within 3 months, and it isn't for a pre-existing condition or a crown.

Which pet insurance includes dental?

All Napo pet insurance includes dental cover as standard. The amount you can claim for will depend on the policy you have.
We also ask that vet treatment is given within 3 months, and it isn't for a pre-existing condition or a crown.To be eligible for dental cover, there’s no extra cost. We just ask that your pet has an annual dental checkup. This could be part of their annual health check, and helps spot problems early. we just ask that a vet gives treatments within 3 months of recommendation and that it is not for a pre-existing condition or a crown.

Why doesn't pet insurance cover dental?

Some pet insurers won’t cover dental work, and the reason isn't always clear. 
Regardless of why other insurers won’t cover dental, Napo does include dental cover as standard. So no matter what policy you buy, you’ll be able to protect your pet’s teeth against accidents and illness.

Does pet insurance cover dental extractions?

Whether or not your insurance includes extractions will depend on your provider and the policy you buy. If you’re with Napo, your pet insurance covers dental extractions due to accident or illness.

Does pet insurance include dental cleaning?

Many insurers won’t cover professional teeth cleaning, or a scale and polish. But all Napo pet insurance policies do include dental cleaning. As long as it is recommended and performed by a vet to treat an illness of the teeth and gums.
Just a heads up, a veterinary scale and polish must be performed under anaesthetic. Because of this, it can cost anywhere between £250 to £450.

Will pet insurance cover dental surgery?

We can’t speak for all pet insurance, because every provider is different and the policies they offer vary. Here at Napo, we do offer pet insurance that covers dental surgery.
To be more specific, we will cover dental treatment that’s due to an accident or illness that’s not a pre-existing condition or a crown. As long as it is recommended and performed by a vet. That includes tartar removal, root canals, and extractions.
We just ask that your pet has had a dental check in the last 12 months. And that when a vet prescribes a treatment, it’s given within 3 months of that recommendation. (You’d not want to be left with a toothache for longer!)
To find out more, get a quick online quote.

Is dog dental insurance worth it?

Having dog insurance that covers dental is worth it because good dental health will help to keep your pup happy and healthy in general. It also means sore teeth and gums won’t get in the way of how your pup feels, eats, or plays. And if your pup does ever need dental treatment, your dog dental insurance will help to pay for their treatment.
After all, dental treatments can be costly, (like any vet bills.) For example, removing one of your dog’s teeth can cost between £300 and £1000 in vet fees.
If you own a dog, you’ll know better than anyone that a dog uses their mouth for everything, not just eating. But 87% of dogs are affected by dental disease by age 3. Dental disease can lead to inflammation, sore mouths, severe toothache, tooth loss, and even “osteomyelitis”, which is damage or infection to the jaw bone.We think it’s always worth protecting your pet’s teeth. Dental disease, like any painful condition, can impact your pooch’s quality of life. Plus, teeth don’t heal themselves if they’re damaged. That’s why we think it’s essential that all of our dog insurance policies include dental cover. (All our cat insurance policies include dental too!)

Is cat dental insurance worth it?

Cat dental insurance is worth it to protect your cat's health and happiness. Cats use their mouths all the time to eat, play, and groom themselves. It’s worth protecting their teeth and oral health with cat insurance with dental cover, so they can do all of these essential cat behaviours without toothache.
85% of cats over 3 years old suffer from dental problems. But treatment can be expensive, such as £300 for a cat’s scale and polish. Or up to £800 for an extraction.
All Napo cat insurance policies all provide cat dental insurance at no extra cost.