Comprehensive cat insurance

Find a cat insurance policy that’s "purrfect" for you and your cat with Napo.
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Rated 4.7 · 2463 reviews

We've got tails wagging!

We make cat insurance simple

Free vet video calls

Unlimited 24/7 video calls with UK vets and behaviourists. So you can always get expert help.

Fast fuss-free claims

Our simple claims process is quick, easy and all online. Read how to claim here.

Low excess

We have a low standard excess charge of £99 per condition, per year. No matter your policy.

What do our insurance policies for cats include?

Here at Napo, we want to make sure you have everything you need to keep your cat happy and healthy. That's why we offer comprehensive cat insurance plans with lifetime cover, plus everything from travel cover to dental included.
Napo pet insurance plans for cats include:
  • Up to 16k in vet fee cover.
  • Free 24/7 video calls with UK vets and behaviourists.
  • Cat insurance with dental cover for accidents and illness.
  • 15% multipet discount when you insure more than one pet with us

Help whenever and wherever you need it

As a Napo cat insurance customer, you can access free, unlimited 24/7 video calls with vets and behaviourists through FirstVet.
So whether they're hacking up hairballs, or shredding the sofa, you can get the best expert advice for your cat. All from the comfort of your home at a time that suits you.

What customers think about Napo

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Rated 4.7 · 2463 reviews

Frequently asked questions

Do cats need insurance?

We think so. Vet bills can be very expensive, and are often unexpected. Having insurance for your cat means you won’t be out of pocket paying for vet fees, as your insurance will pay you back as long as it’s within your cover.We could even pay your vet directly, so you might not even need to get your wallet out. (Depending on your vet's payment preferences.)

How much is cat insurance?

How much your cat insurance is will depend on the breed of your cat, their age, and where you live.
The price of the premiums you pay will also depend on the kind of policy you buy. Just like home or car insurance, you generally get greater levels of cover if you pay a higher premium.
To find out exactly how much Napo cat insurance would cost you, get a quick online quote.

What cat insurance policy is best?

Every cat is unique, and your situation is too! So the best cat insurance policy for you might not be the same as another owner. 
At Napo, we have a range of policies with four different cover levels. So you can find one that best suits you and your cat’s needs. 
You can find out which cat insurance policy is best for you and your feline by getting an online quote.

Do you provide kitten insurance?

Yes, we insure both cats and kittens. We can insure your kitten as long as they’re older than 4 weeks.

Does your cat insurance include pre-existing conditions?

Our cat insurance does not include pre-existing conditions.If your cat hasn’t had signs or symptoms, treatment, medication, or advice for the condition in the last 24 months, we'll look to cover it.

Does your cat insurance include dental?

Our cat insurance includes dental cover for both accidents and illness.