Comprehensive cat insurance

Find a cat insurance policy that’s "purrfect" for you and your cat with Napo.
Trustpilot
Defaqto 5 star rating
This illustration has a red haired woman sitting cross legged on the floor, playing with a black cat.

We make cat insurance simple

One low excess charge

A standard excess charge of £75 per condition, per year, no matter your policy.

Claim anytime, all online

Our simple claims process is all online, making it quick and easy to claim.

Free video vet appointments

We’ve got UK vets and behaviourists online 24/7, ready to help with anything.

What do our insurance policies for cats include?

The photo shows a tabby cat half asleep on a chair, lying on their back
At Napo, we want you to have access to all the cover and resources you need to keep your cat happy and healthy. That 's why our insurance for cats includes cover many other insurers miss out. Including...
  • Up to 16k in vet fee cover.
  • Free 24/7 video calls with UK vets and behaviourists.
  • Cat insurance with
    dental cover
    , including tartar removal and extractions.
  • 15%
    multipet discount
    if you insure more than one pet with us.

No need to wait nine lives, get a quick online quote.

Help whenever and wherever you need it

As a Napo cat insurance customer, you can access free, unlimited 24/7 video calls with vets and behaviourists through FirstVet.
So whether they're hacking up hairballs, or shredding the sofa, you can get the best expert advice for your cat. All from the comfort of your home at a time that suits you.

What our customers think about Napo

Cat insurance FAQs

Do cats need insurance?

We think so.
Vet bills can be very expensive
, and are often unexpected. Having insurance for your cat means you won’t be out of pocket paying for vet fees, as your insurance will pay you back as long as it’s within your cover.
We could even
pay your vet directly
, so you might not even need to get your wallet out. (Depending on your vet's payment preferences.)

How much does cat insurance cost?

The cost of your cat insurance will depend on the breed of your cat, their age, and where you live.
Plus, the price of the premium you pay will vary depending on the policy you take out. Just like home or car insurance, you generally get greater levels of cover if you pay a higher premium.
To find out exactly how much cat insurance would cost you, get
an online quote
.

What cat insurance policy is best?

Every cat is unique, and your situation is too, so the best policy for you might not be the same as another owner. 
We’ve created a range of policies so you can find one that best suits you and your cat’s needs.
You can find out which policy is right for you and your feline by getting
an online quote
.

Do you provide kitten insurance?

Yes, we will insure both cats and kittens. We can insure your kitten as long as they’re older than 4 weeks.

Does your cat insurance include pre-existing conditions?

Our insurance policies for cats can cover pre-existing conditions, as long as your cat hasn’t had symptoms, treatment, medication, or advice for it in the last 24 months.

Does your cat insurance include dental?

Our cat insurance
includes dental cover
for both accidents and illness. We also cover tartar removal, professional cleaning, and tooth extractions, as long as the procedures have been prescribed by and carried out by a vet.

Need more feline-focused advice?

We have tons of fantastic feline advice
on our blog
and in our podcast, “
The Pet Perspective
”.

Protect your cat from tooth to tail with our comprehensive cat insurance.