Comprehensive cover for your boss

Lifetime cat insurance with free access to the best pet care services.
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Rated 4.6 · 2696 reviews

We‘ve got them purring!

Comprehensive cover

Award-winning insurance that includes dental, travel cover, and help for a missing pet.

Fast, fuss-free claims

Our simple claims process is quick and easy. Your vet can claim for you, and we’ll pay them back.

24/7 vet video calls

Unlimited 24/7 video calls with UK vets and behaviourists. Get expert help without getting the cat carrier out.

We've got you covered for:

Accident and illness

If your pet gets poorly, we’ll cover vet treatment. That includes tests, surgeries, hospitalisation, medication, and more.

Dental work

We’re one of the only insurers to cover dental illnesses, including tartar removal and extractions.

Complementary treatment

Such as physiotherapy to help mend a torn muscle, or treatment to relieve general aches, pains, and stiffness.

Behavioural treatment

To stop bad habits like excessive grooming, or helping pets feel less anxious when you’re not there.

Travel and holidays

We include travel cover in case your pet needs to see a vet abroad, or you have to extend or cut a trip short because of your pet.

Emergency boarding

Covering the cost of putting your pet into a kennel or cattery if you need to go into hospital and can’t look after them.

Finding a missing pet

If your pet goes missing, we’ll pay advertising costs and the reward.

Get expert help, no cat carrier needed

Going to the vet can be stressful for you and your cat. With Napo, you get free and unlimited 24/7 video calls with vets and behaviourists. So you can get expert advice without struggles, stress, or scratches.

Switching made simple

It’s easy to switch to Napo cat insurance. There’s no waiting period if you join us from another provider, so there’s no gap in your cat’s cover.
Just get an quote with us, check out your cover options, and pick a policy right for you. Find out more on our switching page.Just a heads up though, pre-existing conditions (under 24 months) aren’t covered. Find out more.

Protect more cats, save your money

It’s hard to resist having another cat! You’ll save 15% on your premiums when you insure more than one furry friend with us.

What customers think about Napo

Rated 4.6 · 2696 reviews

Frequently asked questions

Do cats need insurance?

We think so. Vet bills can be very expensive, and are often unexpected. Having insurance for your cat means you won’t be out of pocket paying for vet fees, as your insurance will pay you back as long as it’s within your cover.We could even pay your vet directly, so you might not even need to get your wallet out. (Depending on your vet's payment preferences.)

How much is cat insurance?

How much your cat insurance is will depend on the breed of your cat, their age, and where you live.
The price of the premiums you pay will also depend on the kind of policy you buy. Just like home or car insurance, you generally get greater levels of cover if you pay a higher premium.
To find out exactly how much Napo cat insurance would cost you, get a quick online quote.

What cat insurance policy is best?

Every cat is unique, and your situation is too! So the best cat insurance policy for you might not be the same as another owner. 
At Napo, we have a range of policies with four different cover levels. So you can find one that best suits you and your cat’s needs. 
You can find out which cat insurance policy is best for you and your feline by getting an online quote.

Does your insurance cover pre existing conditions?

Sadly, we can not cover any pre-existing conditions your pet’s had in the last 24 months.
If your pet hasn’t had signs or symptoms, treatment, medication, or advice for the condition in the last 24 months, we can cover it!