Napo Pet Insurance - Prize Draw Terms and Conditions (Napo’s Four Legged Fête, 19th & 20th July 2025)

1. The prize draw is run by Napo Limited ("Napo", "we", "us" and "our") company no. 13281620, whose registered office is at 2 Jubilee Place, London, SW3 3TQ.
2. The prize draw is open to UK residents aged 18+ who attend Napo’s Four Legged Fête held at Battersea Power Station on 19th and 20th July 2025.
3. To enter the prize draw an attendee of Napo’s Four Legged Fête 2025 must post content about the event on TikTok or Instagram tagging @napo.pet.insurance. The post must be made between 9am Saturday 19th July and 5pm Friday 25th July. Employees of Napo are not eligible. Creators being paid to create content by Napo are not be eligible.
4. The prize draw is for 99% off any single Napo pet insurance policy (the “Promotion”) for a pet owned by an attendee of Napo’s Four Legged Fête, up to a  maximum limit of £1000 off the quoted price for your pet. If the cost of the 99% discount goes above £1000, Napo will not pay beyond this amount - instead the rest of the premium will be payable by the prize draw winner. The pet must meet Napo’s eligibility criteria, be owned by and live with the prize draw winner, pre-existing conditions will not be covered. The prize is not transferable to others and the winner must be the named policyholder.
5. If the prize winners wish to switch insurance providers to the discounted Napo policy any related or consequential costs are fully payable by the prize winner alone. If the selected pet has been continuously insured up to the start date of the discounted Napo policy, without any gaps, Napo’s usual waiting periods for illness and accident will not apply. You would however need to provide documentation of your previous insurance, including the cancellation date to evidence this. Otherwise the normal waiting periods will apply, as set out in the policy documentation.
6. The four (4) prize winners will be selected at random from all eligible entries and will be notified via direct message on the social media platform used to enter within 7 days of the event. Napo will provide instructions on how to set the policy up and apply the discount (99%, up to a maximum of £1000).
7. This prize is only valid for 1 single policy year. The discount will not be applied again at renewal. Policyholders are notified by Napo prior to renewal of pricing and other relevant information for the following policy year. The insurance policy will auto-renew, without the 99% discount, if the policyholder takes no action, alternatively the winner can opt out of future renewals. The winner can choose to cancel the policy  in line with our normal Terms and Conditions as set out in our policy document.
8. The winners must respond within 14 days of notification to claim the prize. If no response is received, Napo reserves the right to select an alternative winner.
9. All Napo’s insurance policy eligibility criteria must be met by the pet chosen by the winner of the prize draw. The winner must carefully read all the information provided during the normal sales process including, but not limited to, the terms of business agreement (TOBA), Insurance Product Information Document (IPID), Napo’s policy document, eligibility criteria and all other relevant information provided. If the pet chosen is not eligible another pet must be selected or if no eligible pet is owned by the prize draw winner Napo reserves the right to select an alternative winner.
10. If you or Napo need to make any mid-term adjustments to your premium in the first year of your policy, the 99% discount will be applied when re-quoting. If the adjustment means the 99% discount goes over the £1000 cost limit of the prize Napo will not pay above £1000 and any additional premium will be payable by the prize draw winner (who must also be the named policyholder).
11. The 99% discount cannot be used in conjunction with any other offer or discount. The 99% discount is only applicable to a single policy purchased by the winner of the prize draw. It cannot be used when purchasing multiple pet policies.
12. The Terms and Conditions applied are as stated here. Napo reserves the right to amend the Terms and Conditions without prior notice. Any updated Terms and Conditions will appear on this page.
13. By entering the prize draw the entrant is indicating their agreement to be bound by these terms and conditions.
14. By entering, participants consent to Napo using their social media handles and content from the eligible post for promotional purposes. The winner will be tagged when announcing the winner of the draw.
15. The prize is as stated in these terms and conditions and no cash or other alternatives will be offered. The promotion is not transferable.
16. Napo's decision in respect of all matters to do with the prize draw will be final. Napo reserves the right to amend or withdraw the prize draw at any time.
17. Any personal data relating to the Promotion will be used in accordance with UK data protection legislation. Read our privacy policy for further information on how your data is used and your rights in relation to your data.
18. For any questions regarding the prize draw, please contact us at community@napo.pet