Should I insure my French Bulldog?
Absolutely. Frenchies are prone to a number of breed-specific health issues, and insurance can help cover unexpected vet bills. At Napo we offer comprehensive cover that includes those common genetic conditions, as well as dental care, third-party liability, and much more.
What common health conditions affect French Bulldogs?
Frenchies are known to suffer from several hereditary/congenital conditions, as well as more general ones:
BOAS (Brachycephalic Obstructive Airway Syndrome) – this causes breathing issues for flat-faced dog breeds, often requiring surgery
IVDD (Intervertebral Disc Disease) – this is a spinal injury that can affect lots of dog breeds, also often requiring surgery
Skin allergies and irritations
Hip and joint issues
Corneal ulcers and other eye issues
Gastro (upset tummy)
The good news is that we cover all of them. Choose the right vet fee cover for your pet's needs, from £2k up to £16k per year.
Do you cover BOAS (Brachycephalic Obstructive Airway Syndrome)?
Yes, we can cover BOAS if it wasn’t present or symptomatic 24 months before your policy started and during any waiting periods. It's important to insure your Frenchie early to improve chances of cover.
Is dental treatment included for French Bulldogs?
Yes, dental is included in our comprehensive cover. To quality, you need to get your Frenchie’s gnashers checked once a year. And make sure to act on recommended dental care within 6 months of your vet suggesting it.
Remember that dental and gum disease can be detected way in advance of your Frenchie showing lots of painful symptoms, so it’s best to get those checkups and nip it in the bud.
What common behavioural conditions affect French Bulldogs?
Frenchies, while delightful, can develop behaviours that need some course-correction. These issues are fairly common and often linked to their health and frustration levels. We commonly hear about:
Reactivity and barking
Separation anxiety
Leash reactivity
Noise sensitivity
Resource guarding
We cover these issues if they are diagnosed by a vet or qualified behaviourist, and not defined as pre-existing. To keep both you and your dog confident and happy, we also recommend doing lots of training research and making use of our free resources. You got this!
Can I get insurance for my senior Frenchie?
Yes, we offer cover for older Frenchies! Just note that once your pet turns 9, a 20% co-payment on vet fees applies. This means that we ask you to contribute 20% of the vet bills, on top of your excess. It helps us keep monthly premiums relatively low, while still paying the vast majority of the vet bills.
Do you pay the vet directly or reimburse me?
Whichever you prefer. We can pay claims out directly to you or to the vet, as long as they are set up with us. Many customers prefer for us to pay the vets directly so they don’t have to cover the upfront costs.