Shih Tzu insurance

Shih Tzu insurance

Flowing coat, gentle soul! Napo's lifetime Shih Tzu insurance includes dental treatment as standard, unlimited 24/7 video vet appointments through FirstVet, and payments made straight to your vet.

Flowing coat, gentle soul! Napo's lifetime Shih Tzu insurance includes dental treatment as standard, unlimited 24/7 video vet appointments through FirstVet, and payments made straight to your vet.

Happy Napo customer with their pet
Happy Napo customer with their pet

Shih Tzu quick facts

Shih Tzu quick facts

Meet your fluffy new companion. Once a Tibetan palace dog, Shih Tzus are loyal and lively. With their flat faces and long coats, they’re sensitive to heat and can be prone to skin and eye conditions as they get older.

Join over 100,000 pet parents who’ve trusted us to care for the hairiest members of their household

Size & weight:

Small, around 4.5-8kg

Coat:

Long, dense double coat, needs daily grooming

Exercise

Up to 1 hour a day

Lifespan:

10–16 years

Breed group:

Toy

Temperament:

Outgoing, friendly, loving

Happy Napo customer with their pet

Shih Tzu temperament & personality

Shih Tzu temperament & personality

Shih Tzus are outgoing dogs who genuinely enjoy company, so they usually get on well with children and other pets.

This means they tend to adapt well to a wide range of households, from busy families to quieter, single-person homes.

Bred for centuries as companion dogs, they're happiest close to their humans and don't love being left alone for long.

Shih Tzus are outgoing dogs who genuinely enjoy company, so they usually get on well with children and other pets.

This means they tend to adapt well to a wide range of households, from busy families to quieter, single-person homes.

Bred for centuries as companion dogs, they're happiest close to their humans and don't love being left alone for long.

Shih Tzu training and exercise needs

Shih Tzu training and exercise needs

Shih Tzus are bright and eager to please, though they can have an independent streak. Short, positive sessions with plenty of encouragement tend to work best.

These hardy little dogs don't need much exercise - a couple of short, varied walks a day tend to suit them better than one long outing.

It’s worth keeping exercise light in warm weather, as their flat faces make it harder for Shih Tzus to cool down.

Shih Tzus are bright and eager to please, though they can have an independent streak. Short, positive sessions with plenty of encouragement tend to work best.

These hardy little dogs don't need much exercise - a couple of short, varied walks a day tend to suit them better than one long outing.

It’s worth keeping exercise light in warm weather, as their flat faces make it harder for Shih Tzus to cool down.

Happy Napo customer with their pet
Happy Napo customer with their pet

Shih Tzu grooming

Shih Tzu grooming

Shih Tzus come in a variety of colours, often with a white blaze on the forehead and white tail tip. That long, flowing double coat needs daily brushing to prevent matting!

Many owners choose to keep their Shih Tzu clipped shorter for easier coat care. Regular trims around the eyes also prevent hair from irritating or scratching them. Their facial folds need regular, gentle cleaning.

As grooming is routine care, it isn't covered by pet insurance. Worth knowing when you're totting up the cost of owning a Shih Tzu!

Shih Tzus come in a variety of colours, often with a white blaze on the forehead and white tail tip. That long, flowing double coat needs daily brushing to prevent matting!

Many owners choose to keep their Shih Tzu clipped shorter for easier coat care. Regular trims around the eyes also prevent hair from irritating or scratching them. Their facial folds need regular, gentle cleaning.

As grooming is routine care, it isn't covered by pet insurance. Worth knowing when you're totting up the cost of owning a Shih Tzu!

What health conditions are Shih Tzu prone to?

What health conditions are Shih Tzu prone to?

Shih Tzus are resilient dogs considering their size, but their flat faces and long coats mean there are a few things worth knowing about before bringing one home.

Common conditions include breathing difficulties, dermatitis and dental disease.

Insure your Shih Tzu with Napo now to keep them covered for life.

Shih Tzus are resilient dogs considering their size, but their flat faces and long coats mean there are a few things worth knowing about before bringing one home.

Common conditions include breathing difficulties, dermatitis and dental disease.

Insure your Shih Tzu with Napo now to keep them covered for life.

Breathing difficulties (BOAS)

Shih Tzus are a brachycephalic breed, and while they’re typically less severely affected than some flat-faced breeds like Pugs and French Bulldogs, they may still experience breathing difficulties, particularly in heat or after exercise.

Breathing difficulties (BOAS)

Shih Tzus are a brachycephalic breed, and while they’re typically less severely affected than some flat-faced breeds like Pugs and French Bulldogs, they may still experience breathing difficulties, particularly in heat or after exercise.

Eye conditions

Their prominent eyes can be more exposed to injury, dryness or irritation than in other breeds, so it's worth watching for any excessive tearing or redness.

Eye conditions

Their prominent eyes can be more exposed to injury, dryness or irritation than in other breeds, so it's worth watching for any excessive tearing or redness.

Skin fold dermatitis

The folds around a Shih Tzu's face can trap moisture and debris, which can lead to irritation if they aren’t kept clean and dry.

Skin fold dermatitis

The folds around a Shih Tzu's face can trap moisture and debris, which can lead to irritation if they aren’t kept clean and dry.

Other things to keep an eye on


  • Weight management - any excess weight makes breathing more difficult, so be sure to keep an eye on this

  • Luxating patella - a slipping kneecap is a fairly common condition in smaller breeds like the Shih Tzu, so watch for any changes in how your dog walks or plays

  • Dental disease - Napo pet insurance includes dental cover as standard, as long as you take your Shih Tzu for annual dental check-ups

Other things to keep an eye on


  • Weight management - any excess weight makes breathing more difficult, so be sure to keep an eye on this

  • Luxating patella - a slipping kneecap is a fairly common condition in smaller breeds like the Shih Tzu, so watch for any changes in how your dog walks or plays

  • Dental disease - Napo pet insurance includes dental cover as standard, as long as you take your Shih Tzu for annual dental check-ups

Happy Napo customer with their pet
Happy Napo customer with their pet

How much does Shih Tzu insurance cost?

How much does Shih Tzu insurance cost?

The cost of insuring a Shih Tzu depends on their age and the level of vet fee cover you choose. Napo's lifetime cover limits range from £2,000 to £16,000 a year, so you can pick what you need for your dog and budget.

As they get older, Shih Tzus may develop health issues like BOAS and eye conditions that need ongoing care, not just one-off treatment - but that's exactly what lifetime pet insurance is built for.

The cost of insuring a Shih Tzu depends on their age and the level of vet fee cover you choose. Napo's lifetime cover limits range from £2,000 to £16,000 a year, so you can pick what you need for your dog and budget.

As they get older, Shih Tzus may develop health issues like BOAS and eye conditions that need ongoing care, not just one-off treatment - but that's exactly what lifetime pet insurance is built for.

Shih Tzu FAQs

Shih Tzu FAQs

Are Shih Tzus good for first-time owners?

Generally, yes! They're affectionate and easygoing, though new owners should be mindful of their heat sensitivity and heavy-duty coat maintenance needs.

Are Shih Tzus good for first-time owners?

Generally, yes! They're affectionate and easygoing, though new owners should be mindful of their heat sensitivity and heavy-duty coat maintenance needs.

Do Shih Tzus get on well with cats?

Usually, yes. Their friendly, sociable nature tends to make them comfortable around cats and other household pets.

Do Shih Tzus get on well with cats?

Usually, yes. Their friendly, sociable nature tends to make them comfortable around cats and other household pets.

What's the difference between a Shih Tzu and a Lhasa Apso?

They may look similar but are two distinct breeds. Shih Tzus tend to be slightly smaller and more overtly friendly with strangers, while Lhasa Apsos were bred as watchdogs and can be more reserved.

What's the difference between a Shih Tzu and a Lhasa Apso?

They may look similar but are two distinct breeds. Shih Tzus tend to be slightly smaller and more overtly friendly with strangers, while Lhasa Apsos were bred as watchdogs and can be more reserved.

How big do Shih Tzus get?

They're a small breed, typically standing around 20-28cm at the shoulder and weighing between 4-7kg.

How big do Shih Tzus get?

They're a small breed, typically standing around 20-28cm at the shoulder and weighing between 4-7kg.

Are Shih Tzus good in hot weather?

Not especially, no. Their flat faces make it harder to regulate temperature, so hot weather calls for shade, water and limiting exercise to cooler times of day.

Are Shih Tzus good in hot weather?

Not especially, no. Their flat faces make it harder to regulate temperature, so hot weather calls for shade, water and limiting exercise to cooler times of day.

Do Shih Tzus bark a lot?

Not especially.  Shih Tzus aren't known to be excessive barkers, but they'll usually let you know when a visitor arrives! Their easygoing nature means they're rarely yappy.

Do Shih Tzus bark a lot?

Not especially.  Shih Tzus aren't known to be excessive barkers, but they'll usually let you know when a visitor arrives! Their easygoing nature means they're rarely yappy.

A note from Napo, our original founder

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.

My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

Napo customer with their pet in a testimonial callout

A note from Napo, our original founder

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.

My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

Napo customer with their pet in a testimonial callout

A note from Napo, our original founder

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.

My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

Napo customer with their pet in a testimonial callout

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

Excellent

© Napo Limited 2026

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

Excellent

© Napo Limited 2026

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

Excellent

© Napo Limited 2026