Maltese insurance

Maltese insurance

Small size, big charm! Napo's lifetime Maltese insurance includes dental treatment as standard, unlimited 24/7 video vet appointments through FirstVet, and payments made straight to your vet.

Small size, big charm! Napo's lifetime Maltese insurance includes dental treatment as standard, unlimited 24/7 video vet appointments through FirstVet, and payments made straight to your vet.

Happy Napo customer with their pet
Happy Napo customer with their pet

Maltese quick facts

Maltese quick facts

Meet your new favourite pint-sized diva. The Maltese is cheerful, loving and brilliant with families. They're generally healthy and long-living, but can be prone to skin, dental and hormone conditions as they get older.

Join over 100,000 pet parents who’ve trusted us to care for the hairiest members of their household

Size & weight:

Small, around 2-3.5kg

Coat:

Soft, curly, needs regular grooming

Exercise

Up to 1 hour a day

Lifespan:

12-15 years

Breed group:

Toy

Temperament:

Affectionate, playful, sociable

Happy Napo customer with their pet

Maltese temperament & personality

Maltese temperament & personality

Maltese are loving, family-friendly dogs who love spending time with their humans. Despite their small size, they have huge personality!

Lively and playful, they don’t like to be left alone for long stretches and can be prone to separation anxiety.

Many Maltese dogs thrive on routine, meaning they settle well into a household that keeps a fairly consistent daily rhythm.

Maltese are loving, family-friendly dogs who love spending time with their humans. Despite their small size, they have huge personality!

Lively and playful, they don’t like to be left alone for long stretches and can be prone to separation anxiety.

Many Maltese dogs thrive on routine, meaning they settle well into a household that keeps a fairly consistent daily rhythm.

Maltese training and exercise needs

Maltese training and exercise needs

Maltese are clever and eager to please, though they can be a little headstrong at times!

Be patient with them during housetraining. Short, positive training sessions carried out consistently tend to work best.

Due to their small size, Maltese dogs don't need much exercise. A short walk or two, plus some indoor playtime, is usually plenty to keep them happy and settled.

Maltese are clever and eager to please, though they can be a little headstrong at times!

Be patient with them during housetraining. Short, positive training sessions carried out consistently tend to work best.

Due to their small size, Maltese dogs don't need much exercise. A short walk or two, plus some indoor playtime, is usually plenty to keep them happy and settled.

Happy Napo customer with their pet
Happy Napo customer with their pet

Maltese grooming

Maltese grooming

Maltese dogs are pure white, with occasional lemon markings. That beautiful long, silky coat needs daily brushing to prevent matting and tangles!

Many owners keep their Maltese trimmed short for easier care. Gently cleaning around the eyes also helps to manage tear staining, which is common in this breed.

As grooming is routine care, it isn't covered by pet insurance. Worth knowing when you're totting up the cost of owning a Maltese!

Maltese dogs are pure white, with occasional lemon markings. That beautiful long, silky coat needs daily brushing to prevent matting and tangles!

Many owners keep their Maltese trimmed short for easier care. Gently cleaning around the eyes also helps to manage tear staining, which is common in this breed.

As grooming is routine care, it isn't covered by pet insurance. Worth knowing when you're totting up the cost of owning a Maltese!

What health conditions are Maltese prone to?

What health conditions are Maltese prone to?

Generally, the Maltese is a healthy, happy, long-living little dog. That said, they’re prone to certain health issues worth knowing about before bringing one home.

Common conditions include dental disease, joint problems, and tracheal conditions.

Insure your Maltese with Napo now to keep them covered for life.

Generally, the Maltese is a healthy, happy, long-living little dog. That said, they’re prone to certain health issues worth knowing about before bringing one home.

Common conditions include dental disease, joint problems, and tracheal conditions.

Insure your Maltese with Napo now to keep them covered for life.

Eye conditionsa

Maltese can be prone to tear staining and other eye conditions, so regular gentle cleaning and checks help keep their eyes healthy and comfortable.

Eye conditionsa

Maltese can be prone to tear staining and other eye conditions, so regular gentle cleaning and checks help keep their eyes healthy and comfortable.

Luxating patella

A slipping kneecap is a fairly common joint problem in toy breeds like the Maltese. This can appear as an occasional mild hop, or a more serious issue that needs surgery. Keeping them a healthy weight helps take strain off their joints.

Luxating patella

A slipping kneecap is a fairly common joint problem in toy breeds like the Maltese. This can appear as an occasional mild hop, or a more serious issue that needs surgery. Keeping them a healthy weight helps take strain off their joints.

Collapsing trachea

Maltese can be prone to a weakened windpipe, which may cause a persistent cough. Using a well-fitted harness, rather than a collar, can help reduce any pressure on the throat.

Collapsing trachea

Maltese can be prone to a weakened windpipe, which may cause a persistent cough. Using a well-fitted harness, rather than a collar, can help reduce any pressure on the throat.

Other things to keep an eye on


  • Ear infections - any trapped moisture and debris can lead to irritation, so it’s worth checking them regularly

  • Hypoglycemia in puppies - they can be prone to low blood sugar, so feeding them regular, small meals in the first few months matters

  • Dental disease - Napo pet insurance includes dental cover as standard, as long as you take your Maltese for annual dental check-ups

Other things to keep an eye on


  • Ear infections - any trapped moisture and debris can lead to irritation, so it’s worth checking them regularly

  • Hypoglycemia in puppies - they can be prone to low blood sugar, so feeding them regular, small meals in the first few months matters

  • Dental disease - Napo pet insurance includes dental cover as standard, as long as you take your Maltese for annual dental check-ups

Happy Napo customer with their pet
Happy Napo customer with their pet

How much does Maltese insurance cost?

How much does Maltese insurance cost?

The cost of insuring a Maltese depends on their age and the level of vet fee cover you choose. Napo's lifetime cover limits range from £2,000 to £16,000 a year, so you can pick what you need for your dog and budget.

As they get older, Maltese may develop health issues like dental disease and joint conditions that need ongoing care, not just one-off treatment - but that's exactly what lifetime pet insurance is built for.

The cost of insuring a Maltese depends on their age and the level of vet fee cover you choose. Napo's lifetime cover limits range from £2,000 to £16,000 a year, so you can pick what you need for your dog and budget.

As they get older, Maltese may develop health issues like dental disease and joint conditions that need ongoing care, not just one-off treatment - but that's exactly what lifetime pet insurance is built for.

Maltese FAQs

Maltese FAQs

Are Maltese good for first-time owners?

Generally, yes! They're affectionate and adaptable dogs, though their coat requires more care and maintenance than many first-time owners expect.

Are Maltese good for first-time owners?

Generally, yes! They're affectionate and adaptable dogs, though their coat requires more care and maintenance than many first-time owners expect.

Do Maltese get on well with cats?

Usually, yes - especially with gentle introductions. Their sociable nature tends to make them comfortable around other household pets.

Do Maltese get on well with cats?

Usually, yes - especially with gentle introductions. Their sociable nature tends to make them comfortable around other household pets.

How big do Maltese get?

As a toy breed, they typically stand around 20-25cm at the shoulder and weigh between 3-4kg.

How big do Maltese get?

As a toy breed, they typically stand around 20-25cm at the shoulder and weigh between 3-4kg.

Are Maltese good apartment dogs?

Yes! Their tiny size and modest exercise needs make them very well suited to flat living.

Are Maltese good apartment dogs?

Yes! Their tiny size and modest exercise needs make them very well suited to flat living.

Do Maltese shed?

Very little. Their coat is often described as hypoallergenic, though it needs daily brushing to stay healthy and mat-free.

Do Maltese shed?

Very little. Their coat is often described as hypoallergenic, though it needs daily brushing to stay healthy and mat-free.

Do Maltese bark a lot?

Maltese can be vocal, often barking to alert you to visitors or unfamiliar noises. They're not typically prone to barking without reason, and early training helps keep it in check.

Do Maltese bark a lot?

Maltese can be vocal, often barking to alert you to visitors or unfamiliar noises. They're not typically prone to barking without reason, and early training helps keep it in check.

A note from Napo, our original founder

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.

My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

Napo customer with their pet in a testimonial callout

A note from Napo, our original founder

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.

My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

Napo customer with their pet in a testimonial callout

A note from Napo, our original founder

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.

My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

Napo customer with their pet in a testimonial callout

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

Excellent

© Napo Limited 2026

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

Excellent

© Napo Limited 2026

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

Excellent

© Napo Limited 2026