Cavalier King Charles Spaniel insurance

Cavalier King Charles Spaniel insurance

Regal looks, gentle heart! Napo's lifetime Cavalier King Charles Spaniel insurance includes dental treatment as standard, unlimited 24/7 video vet appointments via FirstVet, and payments made straight to your vet.

Regal looks, gentle heart! Napo's lifetime Cavalier King Charles Spaniel insurance includes dental treatment as standard, unlimited 24/7 video vet appointments via FirstVet, and payments made straight to your vet.

Happy Napo customer with their pet
Happy Napo customer with their pet

Cavalier King Charles Spaniel quick facts

Cavalier King Charles Spaniel quick facts

Meet your new favourite lapdog. Cavalier King Charles Spaniels are calm, friendly and devoted to their humans, but this much-loved companion can be prone to hereditary health conditions as they get older.

Join over 100,000 pet parents who’ve trusted us to care for the hairiest members of their household

Size & weight:

Small, around 5-8kg

Coat:

Silky, medium-length, needs regular brushing

Exercise

Up to 1 hour a day

Lifespan:

9–14 years

Breed group:

Toy

Temperament:

Affectionate, easygoing, sociable

Happy Napo customer with their pet

Cavalier King Charles Spaniel temperament & personality

Cavalier King Charles Spaniel temperament & personality

Cavalier King Charles Spaniels are famously sweet-natured and devoted companions. They’re happiest curled up with their humans or trotting beside them, so they usually get on well with children and other pets.

Quick to bond and sociable to a fault, they don't like being left alone, so they suit households where they'll have plenty of company.

Cavalier King Charles Spaniels are famously sweet-natured and devoted companions. They’re happiest curled up with their humans or trotting beside them, so they usually get on well with children and other pets.

Quick to bond and sociable to a fault, they don't like being left alone, so they suit households where they'll have plenty of company.

Cavalier King Charles Spaniel training and exercise needs

Cavalier King Charles Spaniel training and exercise needs

Cavalier King Charles Spaniels are eager to please and generally quick to pick up training, especially if you take a gentle, encouraging approach. Harsh methods don't suit their sensitive nature!

They enjoy a good walk but don't need excessive exercise. Around an hour a day, split across a couple of outings and some playtime, is usually enough to keep a Cavalier settled and content.

Cavalier King Charles Spaniels are eager to please and generally quick to pick up training, especially if you take a gentle, encouraging approach. Harsh methods don't suit their sensitive nature!

They enjoy a good walk but don't need excessive exercise. Around an hour a day, split across a couple of outings and some playtime, is usually enough to keep a Cavalier settled and content.

Happy Napo customer with their pet
Happy Napo customer with their pet

Cavalier King Charles Spaniel grooming

Cavalier King Charles Spaniel grooming

Typical Cavalier coat colours include Blenheim, tricolour, black-and-tan, or ruby. Whichever you have, that silky coat needs regular brushing!

It’s best to groom them a few times a week to prevent tangles, particularly around the ears and feathering on the legs. Regular ear checks matter too, given how much fur surrounds them.

As grooming is routine care, it isn't covered by pet insurance. Worth knowing when you're totting up the cost of owning a Cavalier!

Typical Cavalier coat colours include Blenheim, tricolour, black-and-tan, or ruby. Whichever you have, that silky coat needs regular brushing!

It’s best to groom them a few times a week to prevent tangles, particularly around the ears and feathering on the legs. Regular ear checks matter too, given how much fur surrounds them.

As grooming is routine care, it isn't covered by pet insurance. Worth knowing when you're totting up the cost of owning a Cavalier!

What health conditions are Cavalier King Charles Spaniels prone to?

What health conditions are Cavalier King Charles Spaniels prone to?

Cavalier King Charles Spaniels are prone to significant hereditary conditions worth knowing about before bringing one home.

Common conditions include skin allergies, heart problems, ear infections, and neurological conditions like Syringomyelia.

Insure your Cavalier with Napo now to keep them covered for life.

Cavalier King Charles Spaniels are prone to significant hereditary conditions worth knowing about before bringing one home.

Common conditions include skin allergies, heart problems, ear infections, and neurological conditions like Syringomyelia.

Insure your Cavalier with Napo now to keep them covered for life.

Mitral valve disease (MVD)

MVD is a heart condition that’s common in Cavaliers and tends to appear earlier than in other breeds. It usually develops gradually, so needs ongoing monitoring and, in many cases, long-term medication.

Mitral valve disease (MVD)

MVD is a heart condition that’s common in Cavaliers and tends to appear earlier than in other breeds. It usually develops gradually, so needs ongoing monitoring and, in many cases, long-term medication.

Syringomyelia (SM)

SM is a neurological condition linked to the shape of the Cavalier's skull, which can cause pain or discomfort. It's a serious condition, so if you’re getting your dog from a responsible breeder, it’s worth asking whether the parents have been health-screened for it.

Syringomyelia (SM)

SM is a neurological condition linked to the shape of the Cavalier's skull, which can cause pain or discomfort. It's a serious condition, so if you’re getting your dog from a responsible breeder, it’s worth asking whether the parents have been health-screened for it.

Eye conditions

Cavaliers can be prone to a number of eye conditions, so regular checks are worthwhile, especially as they age.

Eye conditions

Cavaliers can be prone to a number of eye conditions, so regular checks are worthwhile, especially as they age.

Ear infections

Their long, floppy ears don't get much airflow, which can make them prone to ear infections if they aren’t checked and cleaned regularly.

Ear infections

Their long, floppy ears don't get much airflow, which can make them prone to ear infections if they aren’t checked and cleaned regularly.

Other things to keep an eye on


  • Eye conditions - they can be prone to several eye problems including cataracts and retinal dysplasia (folds in the retina), so it’s worth doing regular checks

  • Joint problems - patellar luxation (a slipping kneecap) is a fairly common condition in small breeds like the Cavalier

  • Dental disease - Napo pet insurance includes dental cover as standard, as long as you take your Cavalier for annual dental check-ups

Other things to keep an eye on


  • Eye conditions - they can be prone to several eye problems including cataracts and retinal dysplasia (folds in the retina), so it’s worth doing regular checks

  • Joint problems - patellar luxation (a slipping kneecap) is a fairly common condition in small breeds like the Cavalier

  • Dental disease - Napo pet insurance includes dental cover as standard, as long as you take your Cavalier for annual dental check-ups

Happy Napo customer with their pet
Happy Napo customer with their pet

How much does Cavalier King Charles Spaniel insurance cost?

How much does Cavalier King Charles Spaniel insurance cost?

The cost of insuring a Cavalier King Charles Spaniel depends on their age and the level of vet fee cover you choose. Napo's lifetime cover limits range from £2,000 to £16,000 a year, so you can pick what you need for your dog and budget.

As they get older, Cavaliers may develop health conditions like allergies and MVD that need ongoing care, not just one-off treatment - but that's exactly what lifetime pet insurance is built for.

The cost of insuring a Cavalier King Charles Spaniel depends on their age and the level of vet fee cover you choose. Napo's lifetime cover limits range from £2,000 to £16,000 a year, so you can pick what you need for your dog and budget.

As they get older, Cavaliers may develop health conditions like allergies and MVD that need ongoing care, not just one-off treatment - but that's exactly what lifetime pet insurance is built for.

Cavalier King Charles Spaniel FAQs

Cavalier King Charles Spaniel FAQs

What's the difference between a Cavalier and a King Charles Spaniel?

They're related but distinct breeds, both taking their names from King Charles II who was famously devoted to his Spaniels in the 17th century and rarely seen without one at his side. The King Charles Spaniel has a flatter face and shorter legs, while the Cavalier has a longer muzzle and legs.

What's the difference between a Cavalier and a King Charles Spaniel?

They're related but distinct breeds, both taking their names from King Charles II who was famously devoted to his Spaniels in the 17th century and rarely seen without one at his side. The King Charles Spaniel has a flatter face and shorter legs, while the Cavalier has a longer muzzle and legs.

Are Cavaliers good for first-time owners?

Generally, yes! They're gentle and eager to please, though their heart health considerations mean it's worth researching breeders carefully before getting one.

Are Cavaliers good for first-time owners?

Generally, yes! They're gentle and eager to please, though their heart health considerations mean it's worth researching breeders carefully before getting one.

Do Cavaliers get on well with cats?

Yes, usually very well. Their sociable, gentle nature makes them one of the more cat-friendly breeds.

Do Cavaliers get on well with cats?

Yes, usually very well. Their sociable, gentle nature makes them one of the more cat-friendly breeds.

How big do Cavaliers get?

They're a small breed, typically standing around 30-33cm at the shoulder and weighing between 5-8kg.

How big do Cavaliers get?

They're a small breed, typically standing around 30-33cm at the shoulder and weighing between 5-8kg.

Are Cavaliers hypoallergenic?

No. Their coat sheds a moderate amount, so they aren’t considered a hypoallergenic breed.

Are Cavaliers hypoallergenic?

No. Their coat sheds a moderate amount, so they aren’t considered a hypoallergenic breed.

Can Cavaliers be left alone?

Not for long stretches. Cavaliers are deeply sociable dogs that bond closely with their people and can struggle with separation anxiety if left alone too often.

Can Cavaliers be left alone?

Not for long stretches. Cavaliers are deeply sociable dogs that bond closely with their people and can struggle with separation anxiety if left alone too often.

A note from Napo, our original founder

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.

My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

Napo customer with their pet in a testimonial callout

A note from Napo, our original founder

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.

My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

Napo customer with their pet in a testimonial callout

A note from Napo, our original founder

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.

My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

Napo customer with their pet in a testimonial callout

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

Excellent

© Napo Limited 2026

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

Excellent

© Napo Limited 2026

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

Excellent

© Napo Limited 2026