Nuggy’s story:

£4,649 in allergy treatment: all 16 claims covered

Testing, diagnosis and therapy covered

Nuggy’s chronic condition is covered for life

Surgery cost: £1,616

Fully covered by the policy after excess

Same-day payment

Napo paid the vets directly, within a few hours, for all 16 claims

Allergies that got worse before they got better

When Fiona (one of Napo’s customer champions) and her partner Ryan moved to a new house, their adolescent Pug, Nuggy, started developing skin and eye allergies. He suffered with raw, red sore spots and gunky eyes - initially managed with monthly injections, but the root cause needed finding. Napo covered the allergy testing, and Nuggy's vets diagnosed him with allergies to dust mites and grass.

Lifetime cover has been a game-changer! It’s so reassuring to know whatever treatment Nuggy needs, we can get it without worrying if we can afford it. Napo really does have our back.

Fiona Key

Nuggy’s owner

The right treatment, fully covered

With a diagnosis in hand, Fiona and Ryan were able to claim for immunotherapy - and Nuggy is now much more comfortable. His chronic condition is covered for life under the policy, and across 16 claims, Napo paid the vets directly every single time.

Join the Napo family

Join the Napo family

Napo pet insurance provides lifetime cover for dogs and cats. Know you're covered when it counts and get a quote in minutes.

Napo pet insurance provides lifetime cover for dogs and cats. Know you're covered when it counts and get a quote in minutes.

A note from Napo, our original founder

A note from Napo, our original founder

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.


My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.


My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

4.5 Excellent

© Napo Limited 2026

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

4.5 Excellent

© Napo Limited 2026

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

4.5 Excellent

© Napo Limited 2026