Mocca’s story:

£16,000 covered: from diagnostics to recovery

Claim paid: £3,693

Approved and paid within 2 days

Total covered: £16,000

Paid across all of Mocca's claims

A complex condition that needed serious care

When Mocca, a 9-year-old Cockapoo, started struggling with her mobility, her owner Magda knew something was wrong. After specialist consultations, an MRI, and a series of diagnostics, Mocca was diagnosed with severe hip osteoarthritis and a suspected neurological condition.

The treatment plan was extensive - covering everything from medication to physiotherapy, hydrotherapy, acupuncture, and laser therapy. Napo covered it all.

It was a huge relief knowing that the treatment costs were covered - it meant I could focus fully on Mocca's recovery without the constant stress of worrying about finances.

Magda

Mocca's owner

The relief of not having to think about the bill

Across multiple claims, Napo paid out £16,000 toward Mocca's care - with the first claim of £3,693 settled within just two days. For Magda, that speed and transparency made all the difference. Knowing the costs were handled meant she could focus entirely on helping Mocca recover.

Join the Napo family

Join the Napo family

Napo pet insurance provides lifetime cover for dogs and cats. Know you're covered when it counts and get a quote in minutes.

Napo pet insurance provides lifetime cover for dogs and cats. Know you're covered when it counts and get a quote in minutes.

A note from Napo, our original founder

A note from Napo, our original founder

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.


My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

Hi! I’m Napoleon, but everyone calls me Napo. Like all small Dachshunds, I’m remembered for my enormous personality.


My owner JP (the human founder of Napo) struggled to find good insurance to cover my health needs as I got older. And he loved me so much that when we had to say goodbye, he created an inclusive pet insurance company in my memory 💙

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

4.5 Excellent

© Napo Limited 2026

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

4.5 Excellent

© Napo Limited 2026

* Percentage based on all claims closed between May and November 2025


**Average time to settle all claims between May and November 2025

Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.

What we cover is subject to terms and conditions in our policy.

4.5 Excellent

© Napo Limited 2026